Calculate your credit card payoff time with precision. Enter your balance, interest rate, and payment to determine when you'll be debt-free.
Time to pay off credit card
Total amount paid
Disclaimer: This calculator is meant for educational purposes only and is not associated with any specific product or brand. The accuracy of this calculator and its applicability to your situation cannot be guaranteed by Reseda Group. The calculations are based on the information you provide, and the results are only estimates that may not reflect your actual experience. Rates and terms of financial products may vary depending on the financial institution, your personal background, and other factors. It is advisable to consult qualified professionals for advice before making any personal finance decisions.
Was this helpful?
Browse Related
BLOG | CREDIT
3 min read | November 16, 2023
Beginning to build credit can feel daunting. One option to jumpstart your credit history is becoming an authorized user on someone else’s credit card. You also could open your own credit card that offers lower interest rates for students.
Learn More
BLOG | CREDIT
4 min read | November 16, 2023
WalletHub projects there will 1.25 billion credit card holders in 2023. Most adults apply for a card at some point, so it’s important to know what to look for. Learn about features that affect the usefulness and the cost of a credit card.
Learn More
BLOG | CREDIT
3 min read | November 16, 2023
Credit card offers are virtually everywhere! Many of us receive them in the mail or are asked if we’d like to open one when we visit our favorite store or financial institution.
Learn More
Browse by Category
Reseda Group is a wholly owned credit union service organization (CUSO) of Michigan State University Federal Credit Union.
Ever Green is a product designed to help financial institutions improve engagement & loyalty with their consumers. Our financial literacy platform is full of engaging content you can leverage, all created by certified financial educators.
Copyright © 2025 Reseda Group LLC, used under license.